Yes, you read right! Anita Benabou Rozenblat has beat last year sales and is proud to receive a "Double Centurion Award"
This has been a great year, lots of referrals & happy buyers and sellers!
This will be Anita's 2nd Award.
In 2008 Anita was rewarded with The Centurion Award & Best Producer Plaque.
Hard work, Great results!
Thank you everyone!
You’re a big part of my life, and I thank you all for being so supportive of me and my team!
A Healthy & Happy New Year to Everyone!
Lots of Health, Health & more Health!
Hugs,
Anita
XOXO
Wednesday, December 9, 2009
Monday, November 30, 2009
The Right Agent Makes All The Difference, I'm Just 1 Call Away
Tips for Choosing Your Right Agent
When the time comes to sell your home, how do you choose which real estate agent to appoint? You have a tremendous choice of agencies and, on the surface, most appear to do more or less the same thing. But there is far more to moving than simply finding a buyer, and it is critical that when the time comes, you choose the right agent for you, your property and your situation.
A good starting point is to find an agent who clearly understands the stresses involved in moving and who accepts that you are likely to want to sell your home with minimal stress and for the most attractive figure the current market will pay within a convenient timescale. Many agents make unrealistic claims and rash promises,so here are some guidelines which I hope will help you choose the right agent to sell your home.
Valuation
Beware! It is well-known that some agents deliberately over-value in order to impress you to secure your instruction, so don’t fall into the trap of simply choosing the agent with the highest valuation. An inflated price attracts the wrong buyers to your property, and the right buyers never see it, resulting in the property going stale on the market. This often leads to the property falling below its true market value. The issue of correct valuation is paramount. It is critical that you appoint an agent who not only has a track record of successful sales in the area (not just properties on the market) but also has a thorough working knowledge of current buyer activity, and who can interpret prevailing market trends to your advantage.
Communication
That’s easy! A Good Agent is in frequent contact with their clients and have the guts to advise you if anything needs to be done to improve your chances of an impressive sale.
Getting an agent to communicate with you should be expected, after all we are being paid a commission, right?
Enthusiasm
If an agent is not enthusiastic about your property – don’t instruct them. A positive approach to selling your home is essential if buyers are to be inspired into buying your home.You need someone very positive selling your home and not someone who works in slow motion!
Viewings
Does the agent accompany all viewings? What about evenings and weekends? It is incredible that so few real estate agents provide accompanied viewings. Apart from the obvious security issues, only when agents accompany buyers around a property can they probe, listen and understand what the buyer really wants. Agents who develop a picture of the buyers’ preferences, in addition to those few key ones that were registered, tend to have a much higher viewing/sale ratio and do not frustrate their clients with unsuitable viewers.
Open House
Open Houses are planned viewing times that, when marketed correctly, often attract large numbers of buyers who might not otherwise have viewed a property. So for maximum exposure, choose an agent who uses the open house method as part of their marketing strategy.
Advertising
Make sure you choose an agent who advertises your property along with her other listings. Chances are that they will already have a large pool of buyers who have enquired about similar homes to yours. However, be careful of the agent who promises to advertise your property every week with a postage stamp size ad! This is simply paying lip-service to you and has very little to do with marketing strategy as it can cheapen your property and lead to over-exposure.
Personal Recommendation
Ask friends, relatives and colleagues to let you know which agent has offered them the best service. Recommendations are always an effective way of finding a good agent.
Drive around your area, whomever has the most SOLD signs is one I'd choose. Clearly that agent must be a Top Producer. Always choose a winner!
Choose an agent who has a lot of listings because you and I know that the more listing your agent has the more traffic is generated your way.
Ultimately, you are best served by choosing a locally based agent who not only services your area but holds similar home to yours. Choose an agent who has time to listen; one who understands your needs and concerns; one who can offer real, straight-talking advice; one who takes pride in his/her integrity, combined with a passion for results, and most importantly is choose one who you feel comfortable with.
“My Aim Is To Exceed Expectations!”
The Right Agent Makes All The Difference, I’m Just 1 Call away
Anita Benabou Rozenblat
When the time comes to sell your home, how do you choose which real estate agent to appoint? You have a tremendous choice of agencies and, on the surface, most appear to do more or less the same thing. But there is far more to moving than simply finding a buyer, and it is critical that when the time comes, you choose the right agent for you, your property and your situation.
A good starting point is to find an agent who clearly understands the stresses involved in moving and who accepts that you are likely to want to sell your home with minimal stress and for the most attractive figure the current market will pay within a convenient timescale. Many agents make unrealistic claims and rash promises,so here are some guidelines which I hope will help you choose the right agent to sell your home.
Valuation
Beware! It is well-known that some agents deliberately over-value in order to impress you to secure your instruction, so don’t fall into the trap of simply choosing the agent with the highest valuation. An inflated price attracts the wrong buyers to your property, and the right buyers never see it, resulting in the property going stale on the market. This often leads to the property falling below its true market value. The issue of correct valuation is paramount. It is critical that you appoint an agent who not only has a track record of successful sales in the area (not just properties on the market) but also has a thorough working knowledge of current buyer activity, and who can interpret prevailing market trends to your advantage.
Communication
That’s easy! A Good Agent is in frequent contact with their clients and have the guts to advise you if anything needs to be done to improve your chances of an impressive sale.
Getting an agent to communicate with you should be expected, after all we are being paid a commission, right?
Enthusiasm
If an agent is not enthusiastic about your property – don’t instruct them. A positive approach to selling your home is essential if buyers are to be inspired into buying your home.You need someone very positive selling your home and not someone who works in slow motion!
Viewings
Does the agent accompany all viewings? What about evenings and weekends? It is incredible that so few real estate agents provide accompanied viewings. Apart from the obvious security issues, only when agents accompany buyers around a property can they probe, listen and understand what the buyer really wants. Agents who develop a picture of the buyers’ preferences, in addition to those few key ones that were registered, tend to have a much higher viewing/sale ratio and do not frustrate their clients with unsuitable viewers.
Open House
Open Houses are planned viewing times that, when marketed correctly, often attract large numbers of buyers who might not otherwise have viewed a property. So for maximum exposure, choose an agent who uses the open house method as part of their marketing strategy.
Advertising
Make sure you choose an agent who advertises your property along with her other listings. Chances are that they will already have a large pool of buyers who have enquired about similar homes to yours. However, be careful of the agent who promises to advertise your property every week with a postage stamp size ad! This is simply paying lip-service to you and has very little to do with marketing strategy as it can cheapen your property and lead to over-exposure.
Personal Recommendation
Ask friends, relatives and colleagues to let you know which agent has offered them the best service. Recommendations are always an effective way of finding a good agent.
Drive around your area, whomever has the most SOLD signs is one I'd choose. Clearly that agent must be a Top Producer. Always choose a winner!
Choose an agent who has a lot of listings because you and I know that the more listing your agent has the more traffic is generated your way.
Ultimately, you are best served by choosing a locally based agent who not only services your area but holds similar home to yours. Choose an agent who has time to listen; one who understands your needs and concerns; one who can offer real, straight-talking advice; one who takes pride in his/her integrity, combined with a passion for results, and most importantly is choose one who you feel comfortable with.
“My Aim Is To Exceed Expectations!”
The Right Agent Makes All The Difference, I’m Just 1 Call away
Anita Benabou Rozenblat
Friday, October 16, 2009
Why Choose Anita Benabou (Rozenblat)
More Than an Agent….She’s a Trusted Brand
Anita Benabou Rozenblat has made such a name for herself in the Real Estate field since 2007 that she clearly has nothing left to prove to the industry itself.
The media has frequently invited her to talk about her success as an agent.
Anita’s story was featured in detail on a number of occasions in,
REM Canadian Real Estate Journal,
The Montreal Gazette,
The Monitor,
The Suburban and
The Toronto Jewish Standard Magazine.
Her work, creativity, talent & marketing along with extreme dedication have without question added a new height of standards to the industry.
Anita’s slogan “The Right Agent Makes All The Difference” is clearly what makes her unique.
Anita Benabou Rozenblat has made such a name for herself in the Real Estate field since 2007 that she clearly has nothing left to prove to the industry itself.
The media has frequently invited her to talk about her success as an agent.
Anita’s story was featured in detail on a number of occasions in,
REM Canadian Real Estate Journal,
The Montreal Gazette,
The Monitor,
The Suburban and
The Toronto Jewish Standard Magazine.
Her work, creativity, talent & marketing along with extreme dedication have without question added a new height of standards to the industry.
Anita’s slogan “The Right Agent Makes All The Difference” is clearly what makes her unique.
Monday, August 24, 2009
Maintaining Your Home Will Help You Sell Faster
1.Keep your propety well maintained. In other words...take care of it! Replace the shingles when they are supposed to be replaced, if you have 20-year-carpet that's been down for 20 years...replace it! Everything in your home has a lifespan, don't try and will something to live past it! When it does come time to move on, selling your home can sometimes be a game of inches.
Buyers can tell when a home has been well cared for. Keep in mind - many people replace all these things right before they go to sell, which means they don't get to enjoy any of the benefits of a new hot water tank, or high efficiency furnace....you might as well get some enjoyment out of your maintenance investments.
2.Plan any upgrades wisely. If you’re on a budget plan to do the upgrades that will give you the biggest bang for your buck. Painting is pretty much the best return on investment you can get (partly because it's so inexpensive) as long as you do it right... painting mint green and bubble gum pink may have worked in the 80's but do it today and you've thrown away your money! Kitchens and bathrooms are where buyers place the most value on a home, so don't hesitate to upgrade them, but again, you have to do it right. I've seen many homes that have been customized so specifically to the current owner, the upgrades have no value to anyone else.
Buyers can tell when a home has been well cared for. Keep in mind - many people replace all these things right before they go to sell, which means they don't get to enjoy any of the benefits of a new hot water tank, or high efficiency furnace....you might as well get some enjoyment out of your maintenance investments.
2.Plan any upgrades wisely. If you’re on a budget plan to do the upgrades that will give you the biggest bang for your buck. Painting is pretty much the best return on investment you can get (partly because it's so inexpensive) as long as you do it right... painting mint green and bubble gum pink may have worked in the 80's but do it today and you've thrown away your money! Kitchens and bathrooms are where buyers place the most value on a home, so don't hesitate to upgrade them, but again, you have to do it right. I've seen many homes that have been customized so specifically to the current owner, the upgrades have no value to anyone else.
Adding Value To Your Home
Tips for Sellers
If you’re selling, there are also some important considerations when it comes to appliances and adding value to your property or increasing your salability:
Match the target buyer to the appliances. You can actually turn buyers off when you put in the least expensive appliances. If you put a $400.00 dishwasher in a $750,000.00 home, it leads the buyer to wonder where else you took shortcuts in quality when they finish laughing of course. Like wise, don’t put a $5000.00 stove in a $150,000 home because you won't see any return on that money.
Be consistent -Don’t mix and match colors, especially, in the kitchen. This is extremely distracting to the buyers viewing your home. Most of the time, they’ll just stand there and try to figure out what on earth you were thinking. It makes it more difficult to see what quality and care you may have poured into your kitchen.
Clean up! If they can’t be new, they should be spotless. Let me repeat this most difficult point... If they can’t be new they should be spotless! Most importantly you have to understand who your buyers are and what they’re mostly likely going to want and need.
If you’re selling, there are also some important considerations when it comes to appliances and adding value to your property or increasing your salability:
Match the target buyer to the appliances. You can actually turn buyers off when you put in the least expensive appliances. If you put a $400.00 dishwasher in a $750,000.00 home, it leads the buyer to wonder where else you took shortcuts in quality when they finish laughing of course. Like wise, don’t put a $5000.00 stove in a $150,000 home because you won't see any return on that money.
Be consistent -Don’t mix and match colors, especially, in the kitchen. This is extremely distracting to the buyers viewing your home. Most of the time, they’ll just stand there and try to figure out what on earth you were thinking. It makes it more difficult to see what quality and care you may have poured into your kitchen.
Clean up! If they can’t be new, they should be spotless. Let me repeat this most difficult point... If they can’t be new they should be spotless! Most importantly you have to understand who your buyers are and what they’re mostly likely going to want and need.
Lessons of Life-Compliments of a Friend
The 44 Lessons of Life
Compliments of a Friend
1. Life isn't fair, but it's still good.
2. When in doubt, just take the next small step.
3. Life is too short to waste time hating anyone.
4. Your job won't take care of you when you are sick. Your friends and parents will. Stay in touch.
5. Pay off your credit cards every month.
6. You don't have to win every argument. Agree to disagree.
7. Cry with someone. It's more healing than crying alone.
8. It's OK to get angry with God. He can take it.
9. Save for retirement starting with your first paycheck.
10. When it comes to chocolate, resistance is futile.
11. Make peace with your past so it won't screw up the present.
12. It's OK to let your children see you cry.
13. Don't compare your life to others. You have no idea what their journey is all about.
14. If a relationship has to be a secret, you shouldn't be in it.
15. Everything can change in the blink of an eye. But don't worry; God never blinks.
16. Take a deep breath. It calms the mind.
17. Get rid of anything that isn't useful, beautiful or joyful.
18. Whatever doesn't kill you really does make you stronger.
19. It's never too late to have a happy childhood. But the second one is up to you and no one else.
20. When it comes to going after what you love in life, don't take no for an answer.
21. Burn the candles, use the nice sheets, wear the fancy lingerie. Don't save it for a special occasion. Today is special.
22. Over prepare, then go with the flow.
23. Be eccentric now. Don't wait for old age to wear purple.
24. No one is in charge of your happiness but you.
25. Frame every so-called disaster with these words ''In five years, will this matter?".
26. Always choose life.
27. Forgive everyone everything.
28. What other people think of you is none of your business.
29. Time heals almost everything. Give time, time.
30. However good or bad a situation is, it will change.
31. Don't take yourself so seriously. No one else does.
32. Believe in miracles.
33. God loves you because of who God is, not because of anything you did or didn't do.
34. Don't audit life. Show up and make the most of it now.
35. Growing old beats the alternative -- dying young.
36. Your children get only one childhood.
37. All that truly matters in the end is that you loved.
38. Get outside every day. Miracles are waiting everywhere.
39. If we all threw our problems in a pile and saw everyone else's, we'd grab ours back.
40. Envy is a waste of time. You already have all you need.
41. The best is yet to come.
42. No matter how you feel, get up, dress up and show up.
43. Yield.
44. Life isn't tied with a bow, but it's still a gift.
Compliments of a Friend
1. Life isn't fair, but it's still good.
2. When in doubt, just take the next small step.
3. Life is too short to waste time hating anyone.
4. Your job won't take care of you when you are sick. Your friends and parents will. Stay in touch.
5. Pay off your credit cards every month.
6. You don't have to win every argument. Agree to disagree.
7. Cry with someone. It's more healing than crying alone.
8. It's OK to get angry with God. He can take it.
9. Save for retirement starting with your first paycheck.
10. When it comes to chocolate, resistance is futile.
11. Make peace with your past so it won't screw up the present.
12. It's OK to let your children see you cry.
13. Don't compare your life to others. You have no idea what their journey is all about.
14. If a relationship has to be a secret, you shouldn't be in it.
15. Everything can change in the blink of an eye. But don't worry; God never blinks.
16. Take a deep breath. It calms the mind.
17. Get rid of anything that isn't useful, beautiful or joyful.
18. Whatever doesn't kill you really does make you stronger.
19. It's never too late to have a happy childhood. But the second one is up to you and no one else.
20. When it comes to going after what you love in life, don't take no for an answer.
21. Burn the candles, use the nice sheets, wear the fancy lingerie. Don't save it for a special occasion. Today is special.
22. Over prepare, then go with the flow.
23. Be eccentric now. Don't wait for old age to wear purple.
24. No one is in charge of your happiness but you.
25. Frame every so-called disaster with these words ''In five years, will this matter?".
26. Always choose life.
27. Forgive everyone everything.
28. What other people think of you is none of your business.
29. Time heals almost everything. Give time, time.
30. However good or bad a situation is, it will change.
31. Don't take yourself so seriously. No one else does.
32. Believe in miracles.
33. God loves you because of who God is, not because of anything you did or didn't do.
34. Don't audit life. Show up and make the most of it now.
35. Growing old beats the alternative -- dying young.
36. Your children get only one childhood.
37. All that truly matters in the end is that you loved.
38. Get outside every day. Miracles are waiting everywhere.
39. If we all threw our problems in a pile and saw everyone else's, we'd grab ours back.
40. Envy is a waste of time. You already have all you need.
41. The best is yet to come.
42. No matter how you feel, get up, dress up and show up.
43. Yield.
44. Life isn't tied with a bow, but it's still a gift.
Friday, August 21, 2009
Whatever Happens in The Real Estate Industry... I'm Still Here For You
Real Estate market has been improving, but the media is still often saturated with negativity.
Please know that whether property values rise or fall, I'm still here for you — and buyers are as well.
If you price your home properly, pay attention to curb appeal and use my knowledge to your advantage, you'll likely sell your home within the time frame you desire — despite what the media wants you to believe.
Give me a call to get the real facts today.
Anita
Please know that whether property values rise or fall, I'm still here for you — and buyers are as well.
If you price your home properly, pay attention to curb appeal and use my knowledge to your advantage, you'll likely sell your home within the time frame you desire — despite what the media wants you to believe.
Give me a call to get the real facts today.
Anita
"The Only True Failure in Life Is To Stop Trying"
My clients are my top priority, and I never stop trying to deliver the best in quality,value and service.
It’s the very least they deserve.
If you’d like to experience working with the best in the business, please give me a call.
I look forward to exceeding your expectations!
It’s the very least they deserve.
If you’d like to experience working with the best in the business, please give me a call.
I look forward to exceeding your expectations!
Buying a Home is Almost Like Planning Your Perfect Vacation
Most people will agree that their best vacations were the result of careful planning. The same can be said for the home buying experience.
The more you’ve thought about your financial situation and what you’re looking for in a home, the less stressful it will be.
If you’re thinking about moving up, purchasing a property, or investing in real estate, give me a call.
I’d love to help take the stress out of your next property purchase.
Anita
The more you’ve thought about your financial situation and what you’re looking for in a home, the less stressful it will be.
If you’re thinking about moving up, purchasing a property, or investing in real estate, give me a call.
I’d love to help take the stress out of your next property purchase.
Anita
Thursday, July 30, 2009
For Sale By Owner? Could That Be A Costly Mistake? By Anita Benabou Rozenblat
It is not a legal requirement to have representation by a licensed agent in order to sell a home. However, I am always curious why sellers make the decision to "Sell Without An Agent", knowing that statistics show Unrepresented Sellers typically end up netting much less for their homes than selling with an agent.
Allowing strangers into your home without an agent is a risk in itself.
I have extracted a few statistics of interest from a publication which I feel Sellers should know:
• The typical home was on the market for three months;
• 87% percent of home buyers used a real estate agent in their home search;
• Only 27% of For Sale By Owners ("FSBOs", or "Unrepresented Sellers") were able to sell without the assistance of an agent;
• The primary reason FSBO sellers did not use a real estate agent was to avoid
paying a commission;
• The median selling price of FSBO homes was $210,000 compared with $255,000 for agent assisted home sales. (This represents a loss of over 17% - much higher than a typical commission.)
Or even worse, people think they are getting a deal by signing up for online sell it yourself services with virtual tours, and often pay over $3,000 up front with no results while putting themselves at security risk. An agents commission is a success fee. He/she did the work, got it done, came up with a marketing program, paid for advertising, prequalified and screened potential buyers, negotiated the deal, and got the money for the seller.
As you can plainly see, statistics prove that the odds are against the Unrepresented Seller.
Call me for your Free Home Evaluation, No Risks Nor Obligations.
Allowing strangers into your home without an agent is a risk in itself.
I have extracted a few statistics of interest from a publication which I feel Sellers should know:
• The typical home was on the market for three months;
• 87% percent of home buyers used a real estate agent in their home search;
• Only 27% of For Sale By Owners ("FSBOs", or "Unrepresented Sellers") were able to sell without the assistance of an agent;
• The primary reason FSBO sellers did not use a real estate agent was to avoid
paying a commission;
• The median selling price of FSBO homes was $210,000 compared with $255,000 for agent assisted home sales. (This represents a loss of over 17% - much higher than a typical commission.)
Or even worse, people think they are getting a deal by signing up for online sell it yourself services with virtual tours, and often pay over $3,000 up front with no results while putting themselves at security risk. An agents commission is a success fee. He/she did the work, got it done, came up with a marketing program, paid for advertising, prequalified and screened potential buyers, negotiated the deal, and got the money for the seller.
As you can plainly see, statistics prove that the odds are against the Unrepresented Seller.
Call me for your Free Home Evaluation, No Risks Nor Obligations.
Sunday, July 19, 2009
That's What Friends Are For
I've had some overwhelming replies from the last ad. I posted on my Blog. Thanks to the great support & leads, we now have 2 agents whom are suspects on this vicious & malicious act caused to me. I'm so thankful ( thank-you thank-you ) to all those who have given me courage & words of kindness and I will forever be thankful for all your great support.
On June 26th 2009 The ACAIQ has written an official letter to all of my listings(Sellers)they are not the Authors of the bogus letter sent, and I have never been the object of a complaint by the Syndic.
So let's just say that these 2 losers who've tried real hard to destroy my good work have now destroyed themselves. What good have they done?
I guess what goes around comes around.
Stay Tuned.
On June 26th 2009 The ACAIQ has written an official letter to all of my listings(Sellers)they are not the Authors of the bogus letter sent, and I have never been the object of a complaint by the Syndic.
So let's just say that these 2 losers who've tried real hard to destroy my good work have now destroyed themselves. What good have they done?
I guess what goes around comes around.
Stay Tuned.
Thursday, June 18, 2009
The Price One Pays For Being Successful
On June 17th 2009, one of my Vendor/Seller called me and said she received a letter by mail from a Real Estate Board pertaining to her real estate agent. (My seller called the number on the letter and was told it was The Real Estate Board, confused and disturbed about what this was all about, she immediately called me) Apparently, the letter referred to several complaints about me. My Broker never received such a letter nor a call, I never received such a letter or a call, something sounded fishy and so I immediately drove over to her home and took a look at this letter. Sure enough the so called complaint letter and the envelope it came in had no Association logo; it was dated June/2009 and worst of all it was never signed by anyone. "Are you thinking of what I'm thinking"? The letter ended with Public Dept/Inspection Dept and a phone number which belongs to the ACAIQ. After dissecting this letter which was clearly a letter of hatred towards me, and maybe a bit of jealousy, this person who typed it was completely illiterate! "Oh please go back to school and learn how to spell! Or better yet, go get medical help!"
On June 18th 2009, another Vendor/Seller of mine called & advised me of the same letter he received today. He called the number on the letter and it directed him to the ACAIQ,(ACAIQ stands for Association des Courtiers de Quebec) unaware of what this letter was about as he NEVER made any complaints about me, he told the ACAIQ that he was surprised to receive such a letter. Of course the ACAIQ redirected his call to the SYNDIC and of course they too were shocked as to what is going on. They reassured the seller that they NEVER made any such claims about me and that they would get to the bottom of this. They asked the seller to fax the letter immediately. Sounds like someone out there is campaigning letters out with my name.
"Listen up, put in the amount of hours I work and maybe just maybe you’ll make a sale!"
I'm sharing this with all my viewers to let you know that this letter sent by this anonymous person to all my Vendors/Sellers is clearly a sick minded individual and quite frankly I’ve already taken action with the authorities. I would never let anyone get away with such nonsense!
I will continue to work hard. Nothing will stop me from being very dedicated to all those who have put their trust in me. As for this letter, well let’s just say that Bad publicity is Good publicity! There’s always a price to pay for success. I feel terribly sorry for this insecure individual who clearly works harder on messing up their own life!
I promise all my readers that the moment I find out who has been circulating these terrible letters, you’ll be the first to know! So Please Stay Tuned!
P.S. "So much for your letter, let me tell you how good I am, I not only achieved over 40 sales in 2008 and received an award for that, I am now considered Top 3% Sales in Quebec for Century 21....AND...... I just got 3 new listings today! Take that and write up a new letter!"
N.B.
Back in the days, it cleary reads in the bible, that jealousy has destroyed many temples but nothing will destroy me!
To All My Dear Friends
I want to acknowledge you and what your support has meant to me as a Real Estate Agent here in Cote St Luc & Hampstead & Westmount. A big part of my success has been your encouragement and referrals, and I want you to know how much that means to me. You are the main reason I am excited to get up in the morning, so for that I want to extend a very large,
Thank you
May you all be blessed with health,
Anita Benabou Rozenblat
On June 18th 2009, another Vendor/Seller of mine called & advised me of the same letter he received today. He called the number on the letter and it directed him to the ACAIQ,(ACAIQ stands for Association des Courtiers de Quebec) unaware of what this letter was about as he NEVER made any complaints about me, he told the ACAIQ that he was surprised to receive such a letter. Of course the ACAIQ redirected his call to the SYNDIC and of course they too were shocked as to what is going on. They reassured the seller that they NEVER made any such claims about me and that they would get to the bottom of this. They asked the seller to fax the letter immediately. Sounds like someone out there is campaigning letters out with my name.
"Listen up, put in the amount of hours I work and maybe just maybe you’ll make a sale!"
I'm sharing this with all my viewers to let you know that this letter sent by this anonymous person to all my Vendors/Sellers is clearly a sick minded individual and quite frankly I’ve already taken action with the authorities. I would never let anyone get away with such nonsense!
I will continue to work hard. Nothing will stop me from being very dedicated to all those who have put their trust in me. As for this letter, well let’s just say that Bad publicity is Good publicity! There’s always a price to pay for success. I feel terribly sorry for this insecure individual who clearly works harder on messing up their own life!
I promise all my readers that the moment I find out who has been circulating these terrible letters, you’ll be the first to know! So Please Stay Tuned!
P.S. "So much for your letter, let me tell you how good I am, I not only achieved over 40 sales in 2008 and received an award for that, I am now considered Top 3% Sales in Quebec for Century 21....AND...... I just got 3 new listings today! Take that and write up a new letter!"
N.B.
Back in the days, it cleary reads in the bible, that jealousy has destroyed many temples but nothing will destroy me!
To All My Dear Friends
I want to acknowledge you and what your support has meant to me as a Real Estate Agent here in Cote St Luc & Hampstead & Westmount. A big part of my success has been your encouragement and referrals, and I want you to know how much that means to me. You are the main reason I am excited to get up in the morning, so for that I want to extend a very large,
Thank you
May you all be blessed with health,
Anita Benabou Rozenblat
Wednesday, June 17, 2009
A Fact is a Fact
It's a Proven Fact
Clutter and disorganization has become a serious problem. Some call it "chronic disorganization" and others call it, simply, being a packrat.
But the thing is...it's not your fault.
You see, our parents never had to deal with everything we have today.
Most people own too much stuff...and have too little time to deal with it.
We get thousands of pieces of mail...bills and paper piling up while we sleep.
Clothes we have trouble saying goodbye too...and boxes of stuff we got as gifts, all creating clutter, stealing the space right from under our feet.
And it doesn't matter what size house, condo, or apartment you have...you might never feel like you have enough room to store all this "stuff."
So…………How can we deal with clutter? And how do i learn to de-clutter and just re-organize my home?
Keep reading, I’ve done this and so have many of my friends. Give this a try, it may just work!
1. Deal with your clothes. Clean out closets and dressers. Sell, consign, give away or toss anything that you no longer love or that no longer fits you. If it’s beyond repair, out of style, unflattering, or useless (like one sock only), then let it go.
2. Clear out your attic and cellar clutter. Let go of those old love letters, broken chairs, 10 year old tax records, old baby clothes, moldy rugs, useless tools, old towels and sheets, extra blankets, anything you no longer need. If you haven’t used it for the past 2 years, chances are you don’t need it, and perhaps someone else could make use of it.
3. Address the kitchen clutter. Remove everything from your kitchen counters that is not essential for every day cooking (blenders, mixers, jars of dried beans, rice, flour, etc.). These items should be stored in cupboards. Clean out the food storage areas and refrigerator to make sure nothing is expired, moldy or rotten. Clean out under the kitchen sink.
4. Organize your desk & office area. Keep your desk cleared off at the end of each work day. Create active files for all paperwork. Eliminate paper clutter by keeping one notebook for all notes, rather than post-its.
5. Recycle paper clutter. Magazines, junk mail and newspapers should be tossed out weekly. Books that you’ve read can be donated to the library. Keep only books that are essential and irreplaceable. Old textbooks, paperback classics, children’s books (when your children are grown) can be given away, garage sales, libraries and friends.
6. Clear away garage clutter. Broken items, scraps of wood, rusty tools, parts of appliances, electrical equipment that no longer works are all candidates for the recycle bin, trash it & let it go. My dad keeps everything, but I do have to admit he’s well organized.
7. Put consciousness into bathrooms. Clean out medicine cabinets often. Keep a minimum of towels out. Make sure the linen closet is up to date and neat. Toss out any "dead soldiers" (empty shampoo, hairspray, and cologne bottles stored on the shelves). Keep magazines to a minimum of 1 or 2.
8. Stop clutter at the front door. Only buy what you need and have a predestined place for. Stop going to garage sales, throw out junk mail before it settles on the kitchen table. Accept other people’s stuff only if you really need it!!! If you acquire a new piece of furniture, let go of a piece of furniture that someone else can use. Recycle cans, bottles, papers, and plastic at least monthly. Don’t be a junk rat!
9. Clean out your car. Since most of us spend considerable time in our vehicles, I know I do, it is wise to apply these guidelines to your car.
10. Before dumping, ask yourself these questions:
o Do I realllllllly love it?
o Do I reallllllly need it?
o Is it essential? (Be Honest with yourself)
o Does it enhance my life?
Then: Sort your things into 3 piles – (boxes)
o Yes – I lovvvve it and I need it, it works and it’s still useful
o No – Someone else can have it and enjoy it
o No – Toss it out because its taking up too much room
There you go Done! Now wasn't that easy?
Clutter and disorganization has become a serious problem. Some call it "chronic disorganization" and others call it, simply, being a packrat.
But the thing is...it's not your fault.
You see, our parents never had to deal with everything we have today.
Most people own too much stuff...and have too little time to deal with it.
We get thousands of pieces of mail...bills and paper piling up while we sleep.
Clothes we have trouble saying goodbye too...and boxes of stuff we got as gifts, all creating clutter, stealing the space right from under our feet.
And it doesn't matter what size house, condo, or apartment you have...you might never feel like you have enough room to store all this "stuff."
So…………How can we deal with clutter? And how do i learn to de-clutter and just re-organize my home?
Keep reading, I’ve done this and so have many of my friends. Give this a try, it may just work!
1. Deal with your clothes. Clean out closets and dressers. Sell, consign, give away or toss anything that you no longer love or that no longer fits you. If it’s beyond repair, out of style, unflattering, or useless (like one sock only), then let it go.
2. Clear out your attic and cellar clutter. Let go of those old love letters, broken chairs, 10 year old tax records, old baby clothes, moldy rugs, useless tools, old towels and sheets, extra blankets, anything you no longer need. If you haven’t used it for the past 2 years, chances are you don’t need it, and perhaps someone else could make use of it.
3. Address the kitchen clutter. Remove everything from your kitchen counters that is not essential for every day cooking (blenders, mixers, jars of dried beans, rice, flour, etc.). These items should be stored in cupboards. Clean out the food storage areas and refrigerator to make sure nothing is expired, moldy or rotten. Clean out under the kitchen sink.
4. Organize your desk & office area. Keep your desk cleared off at the end of each work day. Create active files for all paperwork. Eliminate paper clutter by keeping one notebook for all notes, rather than post-its.
5. Recycle paper clutter. Magazines, junk mail and newspapers should be tossed out weekly. Books that you’ve read can be donated to the library. Keep only books that are essential and irreplaceable. Old textbooks, paperback classics, children’s books (when your children are grown) can be given away, garage sales, libraries and friends.
6. Clear away garage clutter. Broken items, scraps of wood, rusty tools, parts of appliances, electrical equipment that no longer works are all candidates for the recycle bin, trash it & let it go. My dad keeps everything, but I do have to admit he’s well organized.
7. Put consciousness into bathrooms. Clean out medicine cabinets often. Keep a minimum of towels out. Make sure the linen closet is up to date and neat. Toss out any "dead soldiers" (empty shampoo, hairspray, and cologne bottles stored on the shelves). Keep magazines to a minimum of 1 or 2.
8. Stop clutter at the front door. Only buy what you need and have a predestined place for. Stop going to garage sales, throw out junk mail before it settles on the kitchen table. Accept other people’s stuff only if you really need it!!! If you acquire a new piece of furniture, let go of a piece of furniture that someone else can use. Recycle cans, bottles, papers, and plastic at least monthly. Don’t be a junk rat!
9. Clean out your car. Since most of us spend considerable time in our vehicles, I know I do, it is wise to apply these guidelines to your car.
10. Before dumping, ask yourself these questions:
o Do I realllllllly love it?
o Do I reallllllly need it?
o Is it essential? (Be Honest with yourself)
o Does it enhance my life?
Then: Sort your things into 3 piles – (boxes)
o Yes – I lovvvve it and I need it, it works and it’s still useful
o No – Someone else can have it and enjoy it
o No – Toss it out because its taking up too much room
There you go Done! Now wasn't that easy?
Once You’ve Sold Your Home Then What?
Once You’ve Sold Your Home Then What?
Keep copies of all the paperwork related to closing and settlement. Although it might be tempting to run the mountain of paperwork through the shredder or tuck it away in storage, it would be safer to have it placed in a safe place for a while.
Choose your next home carefully. Scope out a variety of areas and housing options that meet your family's needs. By now you must have a better vision of what your preferences are.
Don't feel pressured. Take your time purchasing your next home; rent for awhile if you'd like extra time or want to try an area out first before buying. Take small steps. Remember that buying a home is already stressful, take your time and shop smart.
Reevaluate your personal finances if things change. If your situation changes before you buy another house, or maybe get a promotion at work, have another baby, go through a divorce, you'll need to rethink your finances and how much you can afford to pay for your new house.
Think about what you need from an agent to help you buy. While the agent who helped you sell your house might fit the bill to help you buy, you should carefully consider whether he or she can meet your needs when buying. Buying and selling require different skills. And, if you're moving to a new area, you may want someone familiar with the area.
Happy Shopping Everyone!
Keep copies of all the paperwork related to closing and settlement. Although it might be tempting to run the mountain of paperwork through the shredder or tuck it away in storage, it would be safer to have it placed in a safe place for a while.
Choose your next home carefully. Scope out a variety of areas and housing options that meet your family's needs. By now you must have a better vision of what your preferences are.
Don't feel pressured. Take your time purchasing your next home; rent for awhile if you'd like extra time or want to try an area out first before buying. Take small steps. Remember that buying a home is already stressful, take your time and shop smart.
Reevaluate your personal finances if things change. If your situation changes before you buy another house, or maybe get a promotion at work, have another baby, go through a divorce, you'll need to rethink your finances and how much you can afford to pay for your new house.
Think about what you need from an agent to help you buy. While the agent who helped you sell your house might fit the bill to help you buy, you should carefully consider whether he or she can meet your needs when buying. Buying and selling require different skills. And, if you're moving to a new area, you may want someone familiar with the area.
Happy Shopping Everyone!
Saturday, May 16, 2009
Don't Turn Off The Buyer -By Anita Rozenblat
PEELING PAINT
• Many a home sale is made or lost as the buyer approaches the house for the first time. Even a few patches of peeling paint make a house look sad and neglected. And, it makes an otherwise sound home look like it's falling apart.
OFFENSIVE ODORS
• Maybe you're used to it, but when a prospective buyer walks into a home that smells of cigarette smoke, fried fish, wet dogs or dirty diapers, the offensive stench is impossible to ignore. And as a result, the showing rarely lasts more than a few minutes.
MOLD AND MILDEW
• Slime growing on walls isn't only nasty looking, it's a health hazard. As a seller, you can scrub surfaces clean, but until you discover-and stop-the source of the moisture, the problem will return.
WALLPAPER OVERLOAD
• A little wallpaper, no matter how ugly or outdated, isn't likely to kill a deal. However, a house filled with wallpaper can discourage the most interested buyer.
DIRTY, SMELLY BATHROOMS
• Need I say more?
DAMP BASEMENTS
• Water or excessive moisture in a basement renders the space useless for storage and its smell can permeate the whole house.
WATER-STAINED CEILINGS
• These stains aren't always caused by a busted water pipe or leaky roof, but their presence alone is enough to raise a buyer's suspicions.
BUGS
• An ant here or there is okay. The occasional spider or web is no big deal. But nothing will send buyers sprinting for the door faster than opening a kitchen cabinet and seeing an army of bugs creeping out every direction! Ouch!
• Many a home sale is made or lost as the buyer approaches the house for the first time. Even a few patches of peeling paint make a house look sad and neglected. And, it makes an otherwise sound home look like it's falling apart.
OFFENSIVE ODORS
• Maybe you're used to it, but when a prospective buyer walks into a home that smells of cigarette smoke, fried fish, wet dogs or dirty diapers, the offensive stench is impossible to ignore. And as a result, the showing rarely lasts more than a few minutes.
MOLD AND MILDEW
• Slime growing on walls isn't only nasty looking, it's a health hazard. As a seller, you can scrub surfaces clean, but until you discover-and stop-the source of the moisture, the problem will return.
WALLPAPER OVERLOAD
• A little wallpaper, no matter how ugly or outdated, isn't likely to kill a deal. However, a house filled with wallpaper can discourage the most interested buyer.
DIRTY, SMELLY BATHROOMS
• Need I say more?
DAMP BASEMENTS
• Water or excessive moisture in a basement renders the space useless for storage and its smell can permeate the whole house.
WATER-STAINED CEILINGS
• These stains aren't always caused by a busted water pipe or leaky roof, but their presence alone is enough to raise a buyer's suspicions.
BUGS
• An ant here or there is okay. The occasional spider or web is no big deal. But nothing will send buyers sprinting for the door faster than opening a kitchen cabinet and seeing an army of bugs creeping out every direction! Ouch!
I’ll Envy The Family That’ll Buy My Home
I've had such an amazing life in this home. My kids were raised here! Such great memories, I can't believe its time to sell.
I'm not happy about having someone else enjoy my garden that i've worked on for over 25 years!
I've invested time and money and I hope the buyers appreciate what I've done!
You're anxious, worried and feeling as if you've lost all control. Your stomach is in knots and you have no appetite. You sit by the phone nervously, waiting for it to ring. These are the unmistakable symptoms of someone who has either: 1) fallen in love for the first time, or 2) put a house up for sale.
If you happen to be lovesick, you're on your own. But, if you're selling your house, there are steps you can take to ready the property--and yourself--for the sale.
First, you need to prepare psychologically. Once your home is on the market, the sign goes up and the neighborhood knows your selling, you then need to learn to think of it as a commodity of certain value. Your job is to organize and present that commodity so it's attractive to potential buyers.
Unfortunately, letting go of a home can be an excruciating experience, I can understand that! It’s where your kids were born & raised. Remember, "The sellers' motivation plays a key role in their emotional attachment to the house. The emotional ties can be extremely difficult to break."
Keeping sentiments in check is advisable because it allows you to make smart, clearheaded decisions. Buying and Selling a home are easily the largest, most nerve-wracking transactions you'll ever complete. So, in order to sell your home quickly and at the highest price, keep your emotions under control and work closely with an experienced real estate agent.
I'm not happy about having someone else enjoy my garden that i've worked on for over 25 years!
I've invested time and money and I hope the buyers appreciate what I've done!
You're anxious, worried and feeling as if you've lost all control. Your stomach is in knots and you have no appetite. You sit by the phone nervously, waiting for it to ring. These are the unmistakable symptoms of someone who has either: 1) fallen in love for the first time, or 2) put a house up for sale.
If you happen to be lovesick, you're on your own. But, if you're selling your house, there are steps you can take to ready the property--and yourself--for the sale.
First, you need to prepare psychologically. Once your home is on the market, the sign goes up and the neighborhood knows your selling, you then need to learn to think of it as a commodity of certain value. Your job is to organize and present that commodity so it's attractive to potential buyers.
Unfortunately, letting go of a home can be an excruciating experience, I can understand that! It’s where your kids were born & raised. Remember, "The sellers' motivation plays a key role in their emotional attachment to the house. The emotional ties can be extremely difficult to break."
Keeping sentiments in check is advisable because it allows you to make smart, clearheaded decisions. Buying and Selling a home are easily the largest, most nerve-wracking transactions you'll ever complete. So, in order to sell your home quickly and at the highest price, keep your emotions under control and work closely with an experienced real estate agent.
Friday, May 1, 2009
Bringing Back Some Old Memories
Hello Anita
My name is Marie and I purchased some Mosskito Fashions from the shopping channel. I e-mailed them recently to ask when they would get your fashions back on TV. After doing some checking I found out that you have changed careers and are now in Real Estate.
I just wanted to tell you how much I enjoyed you & your fashions ---stylish, comfortable and affordable.
Congratulations on your new career!!!! You were a terrific salesperson on television and i'm sure your doing excellent in real estate!
All the best,
Marie
My name is Marie and I purchased some Mosskito Fashions from the shopping channel. I e-mailed them recently to ask when they would get your fashions back on TV. After doing some checking I found out that you have changed careers and are now in Real Estate.
I just wanted to tell you how much I enjoyed you & your fashions ---stylish, comfortable and affordable.
Congratulations on your new career!!!! You were a terrific salesperson on television and i'm sure your doing excellent in real estate!
All the best,
Marie
Tuesday, April 21, 2009
Anita Rozenblat-Life Before Real Estate
Anita Rozenblat was only 5 years old when her family moved to Montreal from Israel. Growing up, she had a hunger to learn everything and excelled at whatever she tried. “I think I may have invented the concept of multi-tasking,” Rozenblat said. “I love to be very busy and succeed in creating good outcomes even from the most challenging situations.”
Rozenblat has always had a passion for fashion. She married and for 17 years worked with her husband in the fashion industry, all the while raising their two daughters.
One of Rozenblat’s goals was to penetrate Canada’s Shopping Network. After five years of trying, she succeeded. Rozenblat designed and launched her own clothing line and appeared on TV, marketing her clothing. After seven years of this she was ready for a change.
“Throughout my life, so many people I met told me I’d be a natural for real-estate sales,” she said. “My older daughter had just turned 16 and I wanted more time at home.”
While continuing her day job with her husband, she decided to study real estate in the evening.
“When I placed my first call to the Collège de l’Immobilier du Québec, to find out what becoming a real-estate agent entailed, the woman told me there was no way I could get into their next course, which was starting the following week,” Rozenblat said. “I said that I didn’t like her answer and asked what I had to do to help her get me in.”
The woman liked her enthusiasm and found a way to squeeze her into the course. When she got her licence, Rozenblat joined Century 21 Vision. That was less than two years ago. Today she is their top-selling agent. On Feb. 4, Rozenblat received one of Century 21’s highest honours: the Centurion Award for Outstanding Achievement of Excellence. As busy as she is, she still finds time to blog (http://www.anitarozenblat.blogspot.com/).
Rozenblat has always had a passion for fashion. She married and for 17 years worked with her husband in the fashion industry, all the while raising their two daughters.
One of Rozenblat’s goals was to penetrate Canada’s Shopping Network. After five years of trying, she succeeded. Rozenblat designed and launched her own clothing line and appeared on TV, marketing her clothing. After seven years of this she was ready for a change.
“Throughout my life, so many people I met told me I’d be a natural for real-estate sales,” she said. “My older daughter had just turned 16 and I wanted more time at home.”
While continuing her day job with her husband, she decided to study real estate in the evening.
“When I placed my first call to the Collège de l’Immobilier du Québec, to find out what becoming a real-estate agent entailed, the woman told me there was no way I could get into their next course, which was starting the following week,” Rozenblat said. “I said that I didn’t like her answer and asked what I had to do to help her get me in.”
The woman liked her enthusiasm and found a way to squeeze her into the course. When she got her licence, Rozenblat joined Century 21 Vision. That was less than two years ago. Today she is their top-selling agent. On Feb. 4, Rozenblat received one of Century 21’s highest honours: the Centurion Award for Outstanding Achievement of Excellence. As busy as she is, she still finds time to blog (http://www.anitarozenblat.blogspot.com/).
Monday, March 23, 2009
What Can I Do To Improve The Look of My Home
Paint the rooms in your house in neutral colors: This will appeal to the broader market. Imagine having 100 viewers in your house and your rooms are painted in bright vibrant colors. You may get 5 % who have the same taste in colors as you but what about the other 95%; they will be put off by the amount of work they have to do to change the color scheme. Painting your house in neutral color’s is one of the most effective ways of adding value to our house and one of the cheapest and easiest to achieve.
Depersonalize your home: If you have a lot of personal photographs on the wall and throughout your house take them down and box them for your new house. Prospective buyers want to imagine themselves living in a new house and find it harder to do this when you have the family photos all over the house. This is purely psychological but it does make a difference. Trust me!
Let the Sun Shine in! Open curtains and blinds to their maximum or in some cases take the curtains down altogether. This will let a lot more light in and make it feel more airy and spacious. Some buyers feel claustrophobic when they walk into some homes, don’t let that happen to you!
Kerb appeal: A home to me is like falling in love! If a home is attractive on the outside, I’d be curious in seeing the inside. Clean the front yard, add a few large pots & some greenery. Your garden can be a major selling factor, make sure it’s clean, tidy and presentable. First impressions are key in selling your home!
Depersonalize your home: If you have a lot of personal photographs on the wall and throughout your house take them down and box them for your new house. Prospective buyers want to imagine themselves living in a new house and find it harder to do this when you have the family photos all over the house. This is purely psychological but it does make a difference. Trust me!
Let the Sun Shine in! Open curtains and blinds to their maximum or in some cases take the curtains down altogether. This will let a lot more light in and make it feel more airy and spacious. Some buyers feel claustrophobic when they walk into some homes, don’t let that happen to you!
Kerb appeal: A home to me is like falling in love! If a home is attractive on the outside, I’d be curious in seeing the inside. Clean the front yard, add a few large pots & some greenery. Your garden can be a major selling factor, make sure it’s clean, tidy and presentable. First impressions are key in selling your home!
Wednesday, February 18, 2009
Is It A Buyer’s Or A Seller’s Market?
Is it a buyer’s or a seller’s market?
When there are lots of people looking for homes but not many for sale, this is called a ‘seller’s market’, because the seller has something everybody wants. When there are more homes for sale and not many people buying them, this is called a “buyer’s market” because buyers have more power of choice.
How quickly do you need to sell your home?
In a seller’s market, top price and a fast sale can go hand-in-hand. In a buyer’s market, more sellers are competing for your potential buyer. If you have to sell right now, you may wish to lower your asking price a bit to speed up the sale.
Do home sales get frostbite?
It’s true. Winter sales tend to be slower, and Spring sales are more brisk. Regardless, there are always people looking to buy, and seasonality is only one of many factors to consider. If you’re also buying a home. In this case, you don’t really have to worry about playing the market. If you sell your existing home for a ‘low’ price, you’re probably also buying at a low price. If you are upgrading to a larger home, this actually works to your advantage. Imagine when your bigger home is on the upswing. If you’re downsizing from a bigger home to a smaller home or a condo, you need to pay a bit more attention to the market.
Buy first or sell first?
The eternal question. Many people are able to time their sale and purchase so they happen on the same “closing date.” Buyers can make their offer “conditional’ on the sale of their existing home, to make sure they’re not left paying for the upkeep of two homes. When selling, you can try to extend the “closing period” to give yourself more time to find your next home. If you find your new dream home before you’ve even started to sell your old one. Talk to your existing mortgage lender. You may be able to arrange “Bridge Financing.” This is when your lender (the bank) is confident your existing home will sell quickly, and they agree to lend you the down payment for your new dream home.
When there are lots of people looking for homes but not many for sale, this is called a ‘seller’s market’, because the seller has something everybody wants. When there are more homes for sale and not many people buying them, this is called a “buyer’s market” because buyers have more power of choice.
How quickly do you need to sell your home?
In a seller’s market, top price and a fast sale can go hand-in-hand. In a buyer’s market, more sellers are competing for your potential buyer. If you have to sell right now, you may wish to lower your asking price a bit to speed up the sale.
Do home sales get frostbite?
It’s true. Winter sales tend to be slower, and Spring sales are more brisk. Regardless, there are always people looking to buy, and seasonality is only one of many factors to consider. If you’re also buying a home. In this case, you don’t really have to worry about playing the market. If you sell your existing home for a ‘low’ price, you’re probably also buying at a low price. If you are upgrading to a larger home, this actually works to your advantage. Imagine when your bigger home is on the upswing. If you’re downsizing from a bigger home to a smaller home or a condo, you need to pay a bit more attention to the market.
Buy first or sell first?
The eternal question. Many people are able to time their sale and purchase so they happen on the same “closing date.” Buyers can make their offer “conditional’ on the sale of their existing home, to make sure they’re not left paying for the upkeep of two homes. When selling, you can try to extend the “closing period” to give yourself more time to find your next home. If you find your new dream home before you’ve even started to sell your old one. Talk to your existing mortgage lender. You may be able to arrange “Bridge Financing.” This is when your lender (the bank) is confident your existing home will sell quickly, and they agree to lend you the down payment for your new dream home.
Should I Buy or Should I Rent?
Buy or Rent
With today’s low rates, mortgage payments are often less than monthly rent payments, making home ownership more attractive than ever. Instead of using your hard-earned cash to pay the landlord’s mortgage, you can use the rent money to buy a home of your own.
Buying a home makes sound financial sense, but the benefits extend much farther. Here are some facts to consider when you start wondering why buying is better than renting.
• If you are 35 now and just buying your first home, you’ll be mortgage free when you are 60 and sitting comfortably on a considerable asset. It could mean financial independence as a senior, and the opportunity to enjoy your golden years.
• It’s highly likely your investment will appreciate considerably in 25 years. Don’t buy now with the intention of making a quick fortune, though; think of home-buying as a sound, long-term investment.
• Buying a house is a very effective way of saving regularly for 25 years. Even if you never buy into another retirement savings or investment plan, you are effectively putting money away for the future when you buy a home.
• Owning a home of your own means you can set down roots, get to know your community and involve yourself in it. Kids can make friends in the neighborhood, many of whom will probably go to the same school and be involved in similar recreational groups.
• Discover the pride of home ownership. You can fix up the place to suit your particular needs. Knock out that cupboard under the stairs. Put a darkroom or woodworking room in your basement. Try those fancy paints or finishes. Put murals on the wall. Build a deck. Create the kitchen you’ve always dreamed of. You can enjoy the touches you put into your home for as long as you want, and then you can change them again.
• If you are planning to borrow money from a bank or other financial institution, owning your own home is a definite plus when it comes time to negotiate.
• If you pay $750 a month for a rental unit and never face a rent increase, after 25 years you will have paid a total of $225,000 - and have nothing to show for it. If, like most people, you face an annual rent increase of, say, five per cent, you will have paid out $430,000 to a landlord.
• You may not need as much money as you think to get into the home market. Qualified buyers can buy a house with as little as five per cent down these days through the Canada Mortgage and Housing Corporation (CMHC) mortgage insurance plan.
• With many kinds of investments, you have to pay a capital gains tax on money you make. You don’t have to pay that tax when the value of your house goes up. This means you can keep more of the money your investment earns.
With today’s low rates, mortgage payments are often less than monthly rent payments, making home ownership more attractive than ever. Instead of using your hard-earned cash to pay the landlord’s mortgage, you can use the rent money to buy a home of your own.
Buying a home makes sound financial sense, but the benefits extend much farther. Here are some facts to consider when you start wondering why buying is better than renting.
• If you are 35 now and just buying your first home, you’ll be mortgage free when you are 60 and sitting comfortably on a considerable asset. It could mean financial independence as a senior, and the opportunity to enjoy your golden years.
• It’s highly likely your investment will appreciate considerably in 25 years. Don’t buy now with the intention of making a quick fortune, though; think of home-buying as a sound, long-term investment.
• Buying a house is a very effective way of saving regularly for 25 years. Even if you never buy into another retirement savings or investment plan, you are effectively putting money away for the future when you buy a home.
• Owning a home of your own means you can set down roots, get to know your community and involve yourself in it. Kids can make friends in the neighborhood, many of whom will probably go to the same school and be involved in similar recreational groups.
• Discover the pride of home ownership. You can fix up the place to suit your particular needs. Knock out that cupboard under the stairs. Put a darkroom or woodworking room in your basement. Try those fancy paints or finishes. Put murals on the wall. Build a deck. Create the kitchen you’ve always dreamed of. You can enjoy the touches you put into your home for as long as you want, and then you can change them again.
• If you are planning to borrow money from a bank or other financial institution, owning your own home is a definite plus when it comes time to negotiate.
• If you pay $750 a month for a rental unit and never face a rent increase, after 25 years you will have paid a total of $225,000 - and have nothing to show for it. If, like most people, you face an annual rent increase of, say, five per cent, you will have paid out $430,000 to a landlord.
• You may not need as much money as you think to get into the home market. Qualified buyers can buy a house with as little as five per cent down these days through the Canada Mortgage and Housing Corporation (CMHC) mortgage insurance plan.
• With many kinds of investments, you have to pay a capital gains tax on money you make. You don’t have to pay that tax when the value of your house goes up. This means you can keep more of the money your investment earns.
Monday, February 16, 2009
Thinking of Buying a Home? Here are 5 things you should not do before buying a home
Five Things You Should Not Do Before Buying a Home
Here a few things that you should NOT do for at least 6-8 months before buying a house.
1. Do not make any Major Purchases
If you're buying a home, don't invest in any major purchases. Cars, weddings, jewelry, furniture and electronics. All that can wait until you're settled in your new home. When you make a major purchase, you’re limiting the amount of money available for your down payment.
2. Do Not Move Your Money Around
When a Broker reviews your loan package for approval, one of the things they are concerned about is the source of funds for your down payment and closing costs. Most likely, you will be asked to provide statements for the last 6 or 8 months on any of your liquid assets. This includes checking accounts, savings accounts, certificates of deposit, stock statements, mutual funds, and even your company pension or retirement accounts.
3. Do Not Make Large Investments
If you've come across a new stock in which you'd like to invest or if it's a great
time to buy, wait it out till you’ve finalized your home finances.
4.Do Not Change Your Bank
Changing banks is always a hectic ordeal, so don't do it before buying a home. You'll have to provide information about previous accounts that are now closed, and therefore inaccessible. If you're fed up with your bank and want to change, tough it out a little longer and switch after your mortgage is approved.
This will save you hours of headaches and frustration.
5. Do Not Change Job Unless Absolutely Necessary
Try not to change jobs. Your employment is a key factor in the mortgage approval process, and if you can't show steady employment, you might be denied. Of course, you can't help matters if you've just been laid off or an opportunity presents itself that you can't pass up. If you're going to change jobs before buying a home, wait another six months before going ahead with the real estate transaction. This gives you an opportunity to establish employment and to show a steady
income of pay checks from a single employer. This looks much better on a loan application than a long list of recent employers.
Here a few things that you should NOT do for at least 6-8 months before buying a house.
1. Do not make any Major Purchases
If you're buying a home, don't invest in any major purchases. Cars, weddings, jewelry, furniture and electronics. All that can wait until you're settled in your new home. When you make a major purchase, you’re limiting the amount of money available for your down payment.
2. Do Not Move Your Money Around
When a Broker reviews your loan package for approval, one of the things they are concerned about is the source of funds for your down payment and closing costs. Most likely, you will be asked to provide statements for the last 6 or 8 months on any of your liquid assets. This includes checking accounts, savings accounts, certificates of deposit, stock statements, mutual funds, and even your company pension or retirement accounts.
3. Do Not Make Large Investments
If you've come across a new stock in which you'd like to invest or if it's a great
time to buy, wait it out till you’ve finalized your home finances.
4.Do Not Change Your Bank
Changing banks is always a hectic ordeal, so don't do it before buying a home. You'll have to provide information about previous accounts that are now closed, and therefore inaccessible. If you're fed up with your bank and want to change, tough it out a little longer and switch after your mortgage is approved.
This will save you hours of headaches and frustration.
5. Do Not Change Job Unless Absolutely Necessary
Try not to change jobs. Your employment is a key factor in the mortgage approval process, and if you can't show steady employment, you might be denied. Of course, you can't help matters if you've just been laid off or an opportunity presents itself that you can't pass up. If you're going to change jobs before buying a home, wait another six months before going ahead with the real estate transaction. This gives you an opportunity to establish employment and to show a steady
income of pay checks from a single employer. This looks much better on a loan application than a long list of recent employers.
Wednesday, February 4, 2009
Article "The Monitor Chronicle" By Bram Eisenthal
Chronicle, Bram Eisenthal
Anita Benabou Rozenblat will go to great lengths to please a client. This house, the one with the very clean walk, is listed in Côte St. Luc
BY BRAM EISENTHAL
It snowed last week, boy, did it snow. But I did a little digging underneath that blanket of white the next morning and came up with a gem of a story. Her name is Anita Benabou Rozenblat and some of you may know her as the designer behind the Mosskito fashion line. If you’re a Shopping Channel or TVA Quebec viewer, you likely encountered her fashions. Perhaps you’re wearing something Mosskito this very moment.
A funny thing happened to her, however, during her dalliance with fashionable fame: she left it all behind and moved on to newer, uncertain pastures. Benabou Rozenblat became a real estate agent. Why? “I’ve been in sales for 17 years,” said the 40-something woman who looks a lot like a model, truth be known. “I did the designer thing for a long time and had success with it, but it was time for a new challenge. And, basically, sales isn’t about items, it’s about people.
“It doesn’t matter to me what I’m selling, as long as I have one-on-one dealings with people and that we’re both happy at the end.” Listening to her talk, a person with over a decade in sales previously myself, I had no doubt that her energy and professionalism would launch her into the top of her field. I was ready to buy a property from her myself!
The housing market is still hot in Montreal, especially in the West End communities that Benabou Rozenblat services: Côte St. Luc, Hampstead and Westmount. It’s a good time to be in real estate, but it isn’t an easy ride. “I studied really hard to get my license, 240 hours on many Tuesday and Thursday nights and weekends,” she admitted. “It was a grind for me, especially the math. But I emerged into a world that features a new generation of realtors’ reps who are in synch with the younger married buyers we see today, but who can also mesh with the seniors who are selling and changing their surroundings. I am equally comfortable working on behalf of both demographic groups.”
Israeli-born, Benabou Rozenblat is trilingual, speaking English, French and Hebrew, but more importantly, the relationships she establishes become friendships. “Honesty is everything and making a buck is secondary,” she said. “When you hire an agent, you
are doing one of the most important things you will ever do, so make sure you know that person inside and out. Interview several … never choose an agent impulsively. I just listed a house in Côte St. Luc, after which the client was so happy with her
decision, she gave me a facial. It’s a rough job, but someone has to do it,” she said with a laugh.
She treats her clients and their houses with respect and looks down on gimmicky techniques. “Selling is hard work and there’s no easy way to succeed,” she said. I asked her about a recent newspaper article about an agent who treats homes like commodities to be auctioned. “I find that disrespectful, frankly. Unless it’s a bank repossession, you don’t treat a home that casually. For most people, it’s a highly personal, sacred part of one’s life. Would you auction your business … or your dog?”
Benabou Rozenblat also finds homes for clients relocating to Montreal from out of town. To reach her,call her cell 24/7 at 514-502-6627. You can also e-mail her at anitarozenblat@hotmail.com, or check out her blog at www.anitarozenblat.blogspot.com.">www.anitarozenblat.blogspot.com.">www.anitarozenblat.blogspot.com.
Bram Eisenthal's Articles can be found at The Monitor
Anita Benabou Rozenblat will go to great lengths to please a client. This house, the one with the very clean walk, is listed in Côte St. Luc
BY BRAM EISENTHAL
It snowed last week, boy, did it snow. But I did a little digging underneath that blanket of white the next morning and came up with a gem of a story. Her name is Anita Benabou Rozenblat and some of you may know her as the designer behind the Mosskito fashion line. If you’re a Shopping Channel or TVA Quebec viewer, you likely encountered her fashions. Perhaps you’re wearing something Mosskito this very moment.
A funny thing happened to her, however, during her dalliance with fashionable fame: she left it all behind and moved on to newer, uncertain pastures. Benabou Rozenblat became a real estate agent. Why? “I’ve been in sales for 17 years,” said the 40-something woman who looks a lot like a model, truth be known. “I did the designer thing for a long time and had success with it, but it was time for a new challenge. And, basically, sales isn’t about items, it’s about people.
“It doesn’t matter to me what I’m selling, as long as I have one-on-one dealings with people and that we’re both happy at the end.” Listening to her talk, a person with over a decade in sales previously myself, I had no doubt that her energy and professionalism would launch her into the top of her field. I was ready to buy a property from her myself!
The housing market is still hot in Montreal, especially in the West End communities that Benabou Rozenblat services: Côte St. Luc, Hampstead and Westmount. It’s a good time to be in real estate, but it isn’t an easy ride. “I studied really hard to get my license, 240 hours on many Tuesday and Thursday nights and weekends,” she admitted. “It was a grind for me, especially the math. But I emerged into a world that features a new generation of realtors’ reps who are in synch with the younger married buyers we see today, but who can also mesh with the seniors who are selling and changing their surroundings. I am equally comfortable working on behalf of both demographic groups.”
Israeli-born, Benabou Rozenblat is trilingual, speaking English, French and Hebrew, but more importantly, the relationships she establishes become friendships. “Honesty is everything and making a buck is secondary,” she said. “When you hire an agent, you
are doing one of the most important things you will ever do, so make sure you know that person inside and out. Interview several … never choose an agent impulsively. I just listed a house in Côte St. Luc, after which the client was so happy with her
decision, she gave me a facial. It’s a rough job, but someone has to do it,” she said with a laugh.
She treats her clients and their houses with respect and looks down on gimmicky techniques. “Selling is hard work and there’s no easy way to succeed,” she said. I asked her about a recent newspaper article about an agent who treats homes like commodities to be auctioned. “I find that disrespectful, frankly. Unless it’s a bank repossession, you don’t treat a home that casually. For most people, it’s a highly personal, sacred part of one’s life. Would you auction your business … or your dog?”
Benabou Rozenblat also finds homes for clients relocating to Montreal from out of town. To reach her,call her cell 24/7 at 514-502-6627. You can also e-mail her at anitarozenblat@hotmail.com, or check out her blog at www.anitarozenblat.blogspot.com.">www.anitarozenblat.blogspot.com.">www.anitarozenblat.blogspot.com.
Bram Eisenthal's Articles can be found at The Monitor
Tuesday, February 3, 2009
Setting The Right Scene When Selling Your Home by Anita Benabou Rozenblat
You need to stage your house so people can imagine the lifestyle that comes with it. That way they can easily imagine themselves living there.
If you know how to bake,then go right ahead and make a couple of apple pies or hide a potpourri of the smell in the kitchen. Kitchen smells make a house feel friendly and inviting.
Do you have children? If you want to appeal to families buying, then have your kids and a couple friends playing in the yard to show the house is child friendly. A well-behaved dog would not hurt the image either.
If you aren't overwhelmed by people, a coffeepot in the kitchen or teapot ready to serve is another good idea. Anything that you can do to make your home seem friendly and inviting when someone comes in to look around will help your house sell more easily.
Soft music playing makes the buyer stay longer!
Create warmth and a welcoming home to all your visitor's.
Good Luck Everyone!!
If you know how to bake,then go right ahead and make a couple of apple pies or hide a potpourri of the smell in the kitchen. Kitchen smells make a house feel friendly and inviting.
Do you have children? If you want to appeal to families buying, then have your kids and a couple friends playing in the yard to show the house is child friendly. A well-behaved dog would not hurt the image either.
If you aren't overwhelmed by people, a coffeepot in the kitchen or teapot ready to serve is another good idea. Anything that you can do to make your home seem friendly and inviting when someone comes in to look around will help your house sell more easily.
Soft music playing makes the buyer stay longer!
Create warmth and a welcoming home to all your visitor's.
Good Luck Everyone!!
Ways to Make Your House Smell Good When Selling Your Property by Anita Benabou Rozenblat
Ways to Make Your House Smell Good
If you want a house to smell clean, you clean it. But what can you do to add a special touch that makes your house smell one step beyond clean? Use some common "scents," a little knowhow and a lot of creativity to make your house smell fantastic.
Use Your Good Scents
Many homeowners choose to use scented candles in their home. As the candle burns, the oils melt and create a wonderful smell throughout the entire room. Not only do these smell great, but certain scents can also be relaxing. Lavender, for instance, is commonly used in aromatherapy and is believed to be a calming scent. Vanilla, strawberry, cinnamon and even chocolate are also popular among homeowners who want to add a special touch to their home.
Good Enough to Eat
If you really want to make your home smell terrific, add a bowl of fresh fruit to the dining room table. Oranges, tangerines and apples will provide a colorful centerpiece and a scent that's simply yummy.
If you like to bake, there's nothing better than the smell of freshly baked cookies fresh out of the oven. Of course, if you don't feel up to baking every day, you can always use a chocolate scented candle instead.
Make Your Home Blossom
If you really want to add a terrific aroma to your home, place a vase of fresh cut flowers in your living/family room. A perfectly designed arrangement will act as a wonderful centerpiece, but will also fill the room with a wonderful smell. Roses are terrific for adding an unmistakable scent to any room, but many other flowers will prove to be just as nice.
Everyone "Nose" Potpourri
A potpourri mixture, which contains dried petals and spices, is typically placed in a bowl and used to add a wonderful scent to any room. A variety of mixtures are commonly found in any retailer's craft section or anywhere that scented candles are sold. Potpourri is low maintenance in that it requires nothing more than being placed in a bowl and situated in the room of your choice.
****When the smell runs out, place your potpourri in a plastic bag, add a few drops of rose oil, seal bag and open and place in a bowl within 24hrs.
Okay, one more surprise for all you serious sellers,
This is one of my favorite during the winter
1 apple sliced in half
2 teaspoons of cinnamon
2 cups water in a small pot, low heat
It'll make your home smell very inviting!!
If you want a house to smell clean, you clean it. But what can you do to add a special touch that makes your house smell one step beyond clean? Use some common "scents," a little knowhow and a lot of creativity to make your house smell fantastic.
Use Your Good Scents
Many homeowners choose to use scented candles in their home. As the candle burns, the oils melt and create a wonderful smell throughout the entire room. Not only do these smell great, but certain scents can also be relaxing. Lavender, for instance, is commonly used in aromatherapy and is believed to be a calming scent. Vanilla, strawberry, cinnamon and even chocolate are also popular among homeowners who want to add a special touch to their home.
Good Enough to Eat
If you really want to make your home smell terrific, add a bowl of fresh fruit to the dining room table. Oranges, tangerines and apples will provide a colorful centerpiece and a scent that's simply yummy.
If you like to bake, there's nothing better than the smell of freshly baked cookies fresh out of the oven. Of course, if you don't feel up to baking every day, you can always use a chocolate scented candle instead.
Make Your Home Blossom
If you really want to add a terrific aroma to your home, place a vase of fresh cut flowers in your living/family room. A perfectly designed arrangement will act as a wonderful centerpiece, but will also fill the room with a wonderful smell. Roses are terrific for adding an unmistakable scent to any room, but many other flowers will prove to be just as nice.
Everyone "Nose" Potpourri
A potpourri mixture, which contains dried petals and spices, is typically placed in a bowl and used to add a wonderful scent to any room. A variety of mixtures are commonly found in any retailer's craft section or anywhere that scented candles are sold. Potpourri is low maintenance in that it requires nothing more than being placed in a bowl and situated in the room of your choice.
****When the smell runs out, place your potpourri in a plastic bag, add a few drops of rose oil, seal bag and open and place in a bowl within 24hrs.
Okay, one more surprise for all you serious sellers,
This is one of my favorite during the winter
1 apple sliced in half
2 teaspoons of cinnamon
2 cups water in a small pot, low heat
It'll make your home smell very inviting!!
Real Estate Question's and Answer's by Anita Benabou Rozenblat
Question:
What is the difference between List and Sales prices?
Answer:
The list price is the price tag put on a house in a real estate listing; it usually is only an estimate of what the seller would like to get for the property. The sales price is the amount a property actually sells for. It may be the same as the listing price, or higher or lower, depending on how accurately the property was originally priced and on market conditions.
Note:
A seller may need to adjust the listing price if there have been no offers within the first few months of the property's listing period.
Question:
Is a low offer a good idea?
Answer:
While your low offer in a normal market might be rejected immediately, in a buyer's market a motivated seller will either accept or make a counteroffer.
Full-price offers or above are more likely to be accepted by the seller. But there are other considerations involved:
Is the offer conditional upon anything, such as the sale of the buyer's current house? If so, a low offer, even at full price, may not be as attractive as an offer without that condition.
* Is the offer made on the house as is, or does the buyer want the seller to make some repairs or lower the price instead?
* Is the offer all cash, meaning the buyer has waived the financing? If so, then an offer at less than the asking price may be more attractive to the seller than a full-price offer with financing.
Question:
What is the best time to buy?
Answer:
Because many buyers prefer to move in the spring or summer, the market starts to heat up as early as February. Families with children are anxious to buy so they can move during summer vacation, before the new school year begins.
The market slows down in late summer before picking up again briefly in the fall. November and December have traditionlly been slow months, although some buyers look for bargains during this period if available.
Join my Question & Answer Group
E-Mail me directly at anitarozenblat@hotmail.com
Do You Know What Your Home Is Worth In Today's Market?
Free Home Evaluation's
What is the difference between List and Sales prices?
Answer:
The list price is the price tag put on a house in a real estate listing; it usually is only an estimate of what the seller would like to get for the property. The sales price is the amount a property actually sells for. It may be the same as the listing price, or higher or lower, depending on how accurately the property was originally priced and on market conditions.
Note:
A seller may need to adjust the listing price if there have been no offers within the first few months of the property's listing period.
Question:
Is a low offer a good idea?
Answer:
While your low offer in a normal market might be rejected immediately, in a buyer's market a motivated seller will either accept or make a counteroffer.
Full-price offers or above are more likely to be accepted by the seller. But there are other considerations involved:
Is the offer conditional upon anything, such as the sale of the buyer's current house? If so, a low offer, even at full price, may not be as attractive as an offer without that condition.
* Is the offer made on the house as is, or does the buyer want the seller to make some repairs or lower the price instead?
* Is the offer all cash, meaning the buyer has waived the financing? If so, then an offer at less than the asking price may be more attractive to the seller than a full-price offer with financing.
Question:
What is the best time to buy?
Answer:
Because many buyers prefer to move in the spring or summer, the market starts to heat up as early as February. Families with children are anxious to buy so they can move during summer vacation, before the new school year begins.
The market slows down in late summer before picking up again briefly in the fall. November and December have traditionlly been slow months, although some buyers look for bargains during this period if available.
Join my Question & Answer Group
E-Mail me directly at anitarozenblat@hotmail.com
Do You Know What Your Home Is Worth In Today's Market?
Free Home Evaluation's
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